Understanding of Heart Disease in Health

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The heart is the most important organ in the human body and has a size the size of calluses. The heart functions to pump and spread blood by carrying oxygen throughout the body.

An abnormality that occurs in the heart is called coronary heart disease. Coronary heart disease is known as ischemic heart disease and is one of the highest causes of death in Indonesia. The categories that enter coronary heart disease are angina (sitting wind) and heart attack.

 Symptoms of heart disease

Symptoms of heart disease in general include the following.

    ✓ Irregular heartbeat.
   ✓  Easily tired.
    ✓ Breath feels heavy.
    ✓ Hard to sleep.
    ✓ Pounding because of an uncertain thing.



Causes of Heart Disease

This coronary heart disease occurs when blood flow to the heart is blocked by the presence of fat. Fat accumulation in the heart arteries is known as atherosclerosis, which is the main cause of coronary heart disease. Atherosclerosis can reduce the blood supply to the heart and cause the formation of blood clots.

If this happens, the blood flow to the heart will be completely blocked and a heart attack can occur. The trigger factors include high cholesterol, smoking, diabetes, and high blood pressure.

There are several factors that cause heart disease, such as:
  ✓  Smoking habit.
   ✓ High cholesterol levels.
  ✓  The pattern of life is not maintained.
   ✓ Hypertension or high blood pressure increase.
   ✓ Overweight.
   ✓ Diabetes.
   ✓ Age and sex factors.

 Read Please Types of Insurance You Must Have to Lighten Life Expenses

Heart Disease Diagnosis

Heart disease that is not immediately treated will result in complications that can eliminate a person's life. When the heart does not receive enough blood supply to pump blood, the performance will decrease. This condition is known as heart failure and can occur suddenly or gradually.

Through the initial diagnosis stage, the doctor usually asks about symptoms, the details of family health, as well as the pattern of life carried out. If the doctor suspects you have heart disease, the doctor recommends that you undergo several tests, such as blood tests, electrocardiogram, coronary angiography, CT scan and MRI scan.

Prevention of heart disease

There are several ways to prevent heart disease that can be done, including:

   ✓ Applying a healthy lifestyle by reducing high cholesterol foods and exercising regularly.
   ✓ Quit smoking.
   ✓ Reducing consumption of liquor.

Especially for people with angina or angina sitting, prevention of heart disease needs to be done in order to avoid heart attacks and their complications. Therefore, people with angina are encouraged to take medicines given by the doctor and according to the dosage.


When to go to the doctor?

If you have done an examination and the results of a cardiovascular system health check are declared good, then a yearly examination can be done. But if the results of the examination show a certain abnormality, the next examination will be closer to the time. In addition, if the symptoms that have been felt and do not go away, then the best way is to immediately see a doctor. Proper handling can minimize the impact, so that treatment can be done more quickly. To do an examination, you can immediately make an appointment with a doctor at the hospital of your choice here.

4 Types of Life Insurance

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Life insurance is a guarantee that aims to take one's risk of unexpected financial losses. Life insurance often sounds scary, because the connection is always not far from death. Though besides that, actually life insurance is also beneficial for a family if the person who provides it is no longer able to work because of health problems or permanent disability.

As the head of the family, this risk should be the main consideration. Insurance is like an effort to "provide umbrellas before the rain", which does not yet feel the benefits, but in the future.

In life insurance, there are four product categories divided based on the needs of each prospective customer. Check out the more complete review below, which is reported from CekAja page:

1. Term Life Insurance

As the name implies, this type of life insurance provides protection to policyholders in a certain period of time. The coverage system used has a validity period. The length of time set here starts from 5 years, 10 years or 20 years, according to the offer given by the insurance company.

Because there is a contract period that is no longer valid after maturity, term life insurance is the most affordable. The premium cost is only 25 USD per month.

Even though it is cheap, the coverage that is obtained is not to be doubted, there is still a lot that can even reach billions of rupiah. The drawback, the premium that has been paid can be forfeited if there are no claims as long as the insurance policy is still valid.


2. Lifetime Life Insurance (Whole Life Insurance)
Unlike term life insurance that has a validity period, Whole Life Insurance provides protection to policyholders for life. The whole life in question is 99 years or 100 years.

Why is that number said for life? According to the Central Bureau of Statistics, the average life expectancy of the Indonesian population is 70 years. Lifetime Life Insurance will return the total premium that has been paid at interest of 4 percent per year.

When calculated, this amount is not much especially with the tax deduction. But the benefits, insurance premiums will not expire when there is no claim, so that it can be taken as a whole if the contract period ends. To get all these advantages, of course there is a price that must be paid more, namely a premium that is much higher than term life insurance.

3. Endowment Insurance

Furthermore, there is dual purpose life insurance. This life insurance offers 2 benefits. In other words, there are collaborative benefits between term insurance and savings for children's education and pension funds.

Not a few parents are interested in insurance to be able to prepare school fees for children or guarantee their survival even though you are retired later. Another thing that is profitable and different from term life insurance is the life benefits obtained by policyholders.

If you as an insured are still alive when the policy is due, the insurance will be provided by the insurance company. The validity period varies, ranging from 10 years to a certain age, for example 60 years.

4. Unit Linked Insurance

Finally, unit link life insurance which is arguably the belle of its own industry. Combining investment with life insurance and health insurance, this type of insurance is perfect for those of you who are interested in investing and want to keep getting life and health protection.

Investment in unit link insurance is driven by insurance companies so that policyholders only sit and get reports every month about the value of their investment. However, your investment profits or losses remain borne by you.

The portion of premium in general, 20 percent for investment and the remaining 80 percent is intended for guarantee of customer life insurance. Unfortunately, the results of new investments can be enjoyed in the fifth year because there is no premium to be paid again.

The level of awareness to own this product may still be low in Indonesia. In contrast to developed countries such as in Japan, where almost all of the population, especially those of productive age, already have a life insurance policy.