Get to know insurance for new cars
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The higher level of living of the Indonesian people, it is not surprising that the demand for car purchases is also increasing. Moreover, a car is a dream vehicle for many people. This makes the car a very valuable vehicle and must be maintained properly. The price is quite expensive, certainly makes everyone not want bad things to happen to the cars we have. Therefore, it is very important to have vehicle insurance on new cars.
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Unfortunately, not many people know the benefits of new car insurance. This is due to the lack of information about insurance benefits on the new cars we have. Sometimes insurance that is obtained when owning a new car, is insurance offered by an insurance company that has worked with the car company. So that car owners do not really understand the advantages and benefits of insurance they have. Not a few who let car companies or car leases to choose which insurance company will be in charge of their car. In fact, it is very important to understand carefully the insurance for new cars that will be used.
There are two types of insurance that can be chosen by new car owners; All risk or comprehensive insurance and TLO. For all risk or comprehensive insurance, the company will pay claims for all types of damage, ranging from minor damage, severe damage to loss. Sample case; the car was hit by public transportation, the damage was minor which made the car less comfortable to look at. In this case, claims can be made if the insurance owned is comprehensive insurance.
While for Total Lost Only (TLO) insurance, it only guarantees the risk due to theft and damage if the repair cost is estimated to equal to or exceed 75 percent of the vehicle price just before the loss. Total Lost Only (TLO) insurance is chosen because the premium price is relatively cheaper than all risk insurance. With a low premium fee, you can divert funds available for other needs such as vehicle maintenance costs
Basically, insurance frees you from the extra costs that must be incurred when there is damage to the car. Imagine if you don't have insurance, when the car is damaged, you have to spend personal funds to replace the parts. Car insurance is not only useful for insurance owners and car drivers only. There is also a choice of coverage that can cover the damage to another driver's car due to your negligence, so you don't need to panic and dizzy because the damage will be compensated by the insurance.
Now, you don't have to think long enough to have insurance on a new car. In addition to keeping your assets high in value, you don't think too much about additional costs when your car has damage when things go wrong. So what are you waiting for? have insurance on your new car.
